Health Insurance

Healthcare coverage Guide

Outside of employer coverage most of us only have two main routes when considering our healthcare options. This where you will hear about our ACA (Marketplace), or Private (PPO) Insurance. Fortunately, we at Insurance Experts (I.E.) can assist you with both. Lets just give you a little insight into those two routes first.

Healthcare Marketplace: The Healthcare Marketplace is a platform where you can explore and purchase various health insurance plans. It functions by allowing you to compare different plans, their costs, and the coverage they offer. Depending on your income, you may qualify for subsidies or tax credits to make coverage more affordable. This option is open to everyone and typically cannot deny coverage or adjust premiums based on your health status.
Private Healthcare: Private healthcare involves purchasing health insurance directly from private insurers. Unlike the Healthcare Marketplace, private insurers can medically underwrite policies. This means they assess your health and may decide whether to provide coverage and determine the cost based on your health condition and medical history. Private healthcare may offer tailored coverage but can be more expensive, especially if you have pre-existing health conditions.

If you need guidance in navigating these healthcare options, you can reach out to trusted advisors like Insurance Experts "I.E." in Orlando, FL. Led by Jeremie "I.E." Mcclendon and his team, they specialize in insurance and retirement planning. Visit their website at www.insuranceexperts.life for more information.

*Our partnerships with other financial service providers enable us to offer a wider range of products and services to our clients. We may make referrals or recommendations to our clients based on their needs and connect them directly with our partners. This helps to build stronger relationships with our clients and ensures that they have access to the best financial solutions available.

Health Insurance -